Have you ever tried to edit your own website and/or blog?
I have to tell you it is VERY frustrating! Three hours to find a photo similar to my page headings and the frustrations of trying to change a category title. All of which resulted in deleting pages and redoing them over and over again only to find the answer when it was all done. Sigh! There is a saying "Do what you are best at and get others to do the rest". I should have done that today. I coach clients on it. I should practice what I preach but some days we forget. Think "Who" not "How". Who can help me out? Who is better at this task than I am? Who can at least guide me to success? Well I reached out. We shall see if I hear back or have to learn the how. To your continued success!!
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A lot of people work in the USA at some point in their careers and while there, they contribute to a pension or 401K.
Then when it's time to retire in Canada the question is "How to bring the money here?" I have found that the best article on the topic can be found HERE. Then you just have to find a financial advisor who is willing and able to help you through the process!! Good luck! Lately, for some reason, I have been receiving questions about Canadian /American tax and retirement questions. For example:
Have you ever worked in the US for a few years and then moved back home to settle down and create a life? Maybe you were a grad student and had a job while studying or maybe you worked in hi-tech for a couple of years in sunny California. Now it is time to retire and you are thinking, "Hmmm. I paid into US Social Security when I worked there. Maybe I can get some money from them as well as CPP." Before you get too excited, check out the Social Security Administration's website to see if you qualify. Here is how it works: When you work and pay Social Security taxes, you earn “credits” toward Social Security benefits. The number of credits you need to get retirement benefits depends on when you were born. If you were born in 1929 or later, you need 40 credits (usually, this is 10 years of work). If you stop working before you have enough credits to qualify for benefits, the credits will remain on your Social Security record. If you return to work later, more credits may be added. We can’t pay any retirement benefits until you have 40 credits. https://www.ssa.gov/benefits/retirement/learn.html#h1 This website is very good and will help you make decisions and learn more about your retirement benefits. |
AuthorPeggy Cameron has worked with solopreneurs to grow their businesses for longer than she cares to admit. Categories |
Suite 305 - 150 Isabella St., Ottawa, ON K1S 1V7
613-699-5125 • Email: Peggy Cameron |